Curtis "Wall Street" Carroll: How I learned to read -- and trade stocks -- in prison
Curtis 'Wall Street' Carroll: Bagaimana saya belajar membaca -- dan labur saham -- di penjara
Curtis “Wall Street” Carroll overcame poverty, illiteracy, incarceration and a lack of outside support to become a stock investor, creator and teacher of his own financial literacy philosophy. Full bio
Double-click the English transcript below to play the video.
tarik tangan saya, lalu saya lari.
and I jumped on top of a fence.
dan lompat ke atas pagar.
in my book bag
was standing on top of me,
diri atas saya dan berkata
steal something you can carry."
curi barang yang boleh pikul.
into the custody of my mother,
ke pangkuan ibu saya,
"How'd you get caught?"
"Macam mana boleh ditangkap?"
to take all the quarters."
ambil semua syiling."
What am I supposed to do?"
Nak buat macam mana?"
to burglarize another arcade game.
pecah masuk pusat permainan lain.
of my immediate family
of living with family, friends,
in breadlines and soup kitchens.
agihan makanan dan dapur umum.
or the good guy.
saya lakukan jenayah pertama
that I was told that I had potential
seseorang beritahu saya berpotensi
boleh jadi peguam,
that I could be a lawyer,
I couldn't read, write or spell.
Saya tak tahu baca, tulis atau eja.
crime was my way to go.
jenayah adalah cara hidup saya.
about this robbery that we could do.
yang kami boleh buat.
financial nation in the world,
kewangannya di dunia,
stand in line at a blood bank
beratur di pusat darah
just to try to feed her kids.
semata-mata untuk beri anak makan.
on her arms to day to show for that.
masih kekal hingga kini.
Mereka tak kisah tentang saya.
were doing to take what they wanted,
ambil sesuka hati.
the robbers, the blood bank.
apa cara pun.
really did rule the world,
for robbery and murder
kerana merompak dan membunuh
rule more than they did on the streets,
lebih berkuasa dari di jalanan
the sports page of the newspaper
dalam surat khabar
picked up the business section.
"Hey youngster, you pick stocks?"
"Eh anak muda, awak melabur saham?"
where white folks keep all their money."
orang putih simpan duit."
that I saw a glimpse of hope,
of what stocks were,
untuk tutup kelemahan buta huruf
to hide my illiteracy
prey among predators,
mangsa kepada pemangsa,
I'd ever done in my life.
seumur hidup saya.
Saya ambil sebuah buku,
time of my life,
dalam hidup saya,
I had ever dreamed of:
hadiah paling berharga pernah diimpikan
everything I could get my hands on:
hingga saya baca semua yang saya pegang:
street signs, everything.
papan tanda, semuanya.
and know how to spell.
tahu membaca dan mengeja.
"Man, what you eating?"
"Makan apa itu?"
I said, "N-O. No."
Saya jawab, "T-A-K. Tak."
for the first time in my life read.
from it was amazing.
of the newspaper.
financially manage money and invest,
responsibility for my own actions.
terhadap tindakan saya.
in a very complex environment,
dalam persekitaran yang rumit.
for that, and I did.
dan saya lakukannya.
that could teach incarcerated men
through prison employments.
melalui pekerjaan di penjara.
would provide transferrable tools
dapat beri alat yang boleh dipindah
when we reenter society,
apabila kami kembali kepada masyarakat,
who didn't commit crimes.
yang tak lakukan jenayah.
over 60 percent of NBA players
lebih 60 peratus pemain NBA
derive from financial issues.
dari masalah kewangan.
that people worked their whole lives,
orang bekerja seumur hidup,
homes and material stuff
rumah dan barang
going to help incarcerated individuals
nak bantu bekas banduan
to meet those on the path
berjumpa mereka bermasalah
I now cared about my community.
tentang masyarakat saya.
I cared about my community.
Saya ambil berat tentang masyarakat.
and the lower class in our society
dan kelas bawahan
of the American population
driven by financial prosperity?
that most people can't manage.
yang kebanyakannya gagal diurus.
than any other issue.
keselamatan umum berbanding isu lain.
Department of Corrections,
with money-related crimes:
atas kesalahan berkaitan wang:
fraud, larceny, distortion --
kecurian, peras ugut,
200 dollars gate money and told,
dia diberi $200 duit saku dan diberitahu
Don't come back to prison."
Jangan masuk balik penjara."
or long-term financial plan,
that led him to prison in the first place?
yang jadi sebab dia ke penjara?
already chose for him, probably.
Financial Empowerment Emotional Literacy.
your emotional decisions
to personal finance:
by allowing your money to work for you
dengan cara duit bekerja untuk anda
before we reenter society.
sebelum kembali kepada masyarakat.
without these life skills.
tanpa kemahiran hidup ini.
can invest and manage money
dan urus wang
yang beritahu itu menipu.
lebih dari orang lain
you need, have or want better than you,
yang diperlukan, dimiliki dan dimahukan
maksudnya andalah profesional itu.
ladies and gentlemen.
tuan-tuan dan puan-puan.
of a proper lifestyle.
dari gaya hidup yang betul.
can become a taxpaying citizen,
boleh jadi pembayar cukai
taxpaying citizen can remain one.
akan kekal membayar.
between those people who we influence:
antara golongan yang kita pengaruhi:
keluarga, sahabat dan anak muda
that crime and money are related.
jenayah dan wang berkait rapat.
that you've been out there hearing.
of what's been crippling our society
menghalang masyarakat kita
to be better life managers.
pengurus hidup yang lebih baik.
and easy to use curriculum
and emotional literacy really is.
dan celik emosi yang sebenar.
in the audience and you said,
and I don't buy it,"
it costs you every time you get emotional.
setiap kali anda ikut emosi.
ABOUT THE SPEAKERCurtis "Wall Street" Carroll - Financial literacy advocate
Curtis “Wall Street” Carroll overcame poverty, illiteracy, incarceration and a lack of outside support to become a stock investor, creator and teacher of his own financial literacy philosophy.
Why you should listen
The media calls Curtis "Wall Street" Carroll the "Oracle of San Quentin" for his stock picking prowess and ability to translate financial information into simple language for his students.
Carroll grew up in Oakland, California surrounded by poverty. In 1996, at 17 years old, he committed a robbery where a man was killed. He turned himself in and ended up an illiterate teenager in prison with a 54-to-life sentence. While in prison, the stock market captured his attention, but due to his illiteracy he couldn't learn more about it. Motivating by the lure of financial gaining, he taught himself how to read at 20-21 years old, and then he started studying the stock market. Carroll's role models changed from drug dealers and sports figures to Bill Gates and Warren Buffet. He wanted others to learn this new way of making money.
When Carroll arrived at San Quentin in 2012, he met Troy Williams, who helped him start the Financial Literacy Program. Together they created the philosophy F.E.E.L (Financial Empowerment Emotional Literacy) that teaches people to recognize how their emotions affect their financial decision, and how to separate the two.
Curtis "Wall Street" Carroll | Speaker | TED.com